Finance

PPI claims 101

September 21, 2011
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There are several reasons people might want to reclaim PPI – and PPI claims can be really straight forward, or can be incredibly difficult.  The problem in most cases isn’t knowing what type of claim to make, but whether your claim is even valid, and in those cases, it’s imperative to hire an expert to reclaim whatever money you feel has been paid in error.   How to choose a PPI claims expert One of the areas many people need to consider is how to choose their PPI expert – whether they want to consider choosing one that has...

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Mis sold an Endowment Mortgage? Make a Claim

September 21, 2011
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There are many companies who will say they will deal with your claim if you have been mis sold a mortgage.  However, it is worth choosing your representation carefully. Many companies will charge you upfront fees for handling your case, and this does not have to be the case. Look online to find a company who will investigate all of your documentation without asking for any fees upfront.  You will not have to pay until you have received your compensation, which means that you will not be out of pocket. The fee is the taken out of the compensation...

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Understanding how to take care of loan protection issues

September 20, 2011
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One of the major areas that people are worried about is whether they can take care of missell loan protection issues on their own.  Loan protection is considered mis-sold under a variety of causes – which can range from not understanding or signing for the protection insurance.  You can claim back a missell loan protection payment set if you’ve signed for it and didn’t need it, weren’t eligible at the time, or if you were mis-sold it under a strict set of conditions, which your specialist can explain.  In many cases, this reclamation process is straightforward, but if you...

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House Insurance Can Help With Your Emergency Right Away

August 9, 2011
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When you have an emergency you don’t want to have to wait around until it is fixed. Sometimes it can be an essential problem that simply must be addressed such as having heating repaired on a freezing winter night. This means being able to have finances and services dealt with immediately with no waiting list to hold anything up. House insurance is a very valuable thing to have when it comes to a home emergency because it doesn’t only help ensure that you are supplied with the necessary finances to fix your problem. It also helps to ensure that...

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Types of Investment Fund

August 7, 2011
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There are many different kinds of investment funds available. However, when you put your money into an investment fund most of the time what you are actually doing is investing in stocks and shares. There are other kinds of investment funds that are invested in commodities like gold or fuel, but the chances are the investment fund you put your money into will be used to buy stocks and shares. Which Investment Fund Is Right for You? Which investment fund is right for you is dependent on many factors. The first and most important factor is how much you...

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Hotel Insurance

July 20, 2011
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There are specific types of business insurance policy that are available to the hospitality industry, including hotel insurance. This type of policy covers you for all of the basic legal requirements such as building insurance, public liability, and employer’s liability insurance coverage. However, with a tailored policy that is geared very specifically to your requirements and to your business, you can ensure that you are covered for almost any eventuality or possible problem; even the loss of your licence or an interruption to your business because of utility failure. Whether you run a small, boutique guest house or a...

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Types of House Insurance

July 6, 2011
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House insurance is a form of insurance most people have people’s homes are important to them, so they want to protect their home. There are 2 main categories of house insurance, contents insurance and building insurance. Recently a new form of house insurance has hit the market, which is usually referred to as household insurance or emergency household insurance.   Content insurance as the name suggests covers the contents of your home. Should you, for example, be burgled content insurance covers the cost of replacing the items that were stolen. Building insurance covers the cost of re-building your property...

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Were You Mis Sold Payment Protection?

June 25, 2011
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There are many ways in which consumers have been Mis sold payment protection. If you have taken out a credit card, loan, or mortgage in the past ten years then there is a chance that you were mis sold a PPI policy. Even if you don’t think you’re paying for this financial product, you may find that the repayments have effectively been hidden amongst your monthly payment value; this is a clear case of mis selling that should be addressed and redressed. Payment protection is a voluntary or optional financial product. This means that you should be given the...

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